-3/1 ARM
-70% loan to value
-unimproved or improved land
-680 minimum credit score
-ARM loans, 1/1, 2/1, 3/1, 5/1, 7/1, 10/1
-80% loan to value on loans up to $1,000,000
-75% loan to value on loans up to $1,500,000
-70% loan to value on loans up to $2,000,000
-No owner builder
-680 minimum credit score